10 years dedicated
to your employees’ well-being

At Swibeco, our mission is clear: to revolutionize employee benefits by giving you the flexibility your employees want, and the efficiency your business needs.

Flexible Benefits improve employees’ financial well-being, while helping companies achieve their CSR objectives. Offering benefits that increase purchasing power strengthens employee commitment and contributes to a more responsible and sustainable HR policy.

We are the extra-salary benefits partner of Swiss companies.

Des employés satisfaits de leurs conditions de travail,
une charge de travail allégée pour les RH

Notre plateforme SaaS centralisée a été pensée pour répondre aux besoins tant des employeurs que des salariés : les RH gagnent du temps, tandis que les employés profitent de solutions avantageuses pour leur quotidien. 

Pour les employeurs 

  • Attirer, motiver et fidéliser les (futurs) talents 
  • Optimisation des coûts grâce aux avantages exonérés d’impôts 
  • Solution clé en main qui simplifie la gestion RH 
  • Alignement avec les objectifs RSE de l’entreprise 
  • Accompagnement du collaborateur tout au long de sa journée grâce aux Flexible Benefits : mobilité, loisirs, repas, bien-être 

Pour les employés 

  • Augmentation de son pouvoir d’achat au quotidien 
  • Plateforme simple, intuitive et centralisée pour gérer ses avantages 
  • Meilleur équilibre financier et plus de sérénité  
  • Augmentation du sentiment de reconnaissance et d’appartenance à l’entreprise 
  • Flexibilité et personnalisation de ses avantages en fonction de ses besoins 

Des avantages exonérés d’impôts pour que tout le monde soit gagnant

En Suisse, certains avantages offerts par les employeurs peuvent être exonérés d’impôts et de charges sociales, sous réserve du respect de conditions spécifiques. Ces exonérations sont encadrées par des directives précises, sous l’égide de l’Office fédéral des assurances sociales et de l’Administration fédérale des contributions. 

Une partie de nos Flexible Benefits répondent à ces exigences : 

Cadeaux

Les cadeaux en nature offerts par l’employeur à l’occasion d’événements usuels (anniversaires, Noël) sont exonérés de charges sociales et d’impôt sur le revenu, lorsque leur valeur ne dépasse pas CHF 500.- par employé et par événement.

Récompenses

Pour les événements non récurrents (mariages, naissances, réussites d’examens professionnels), des cadeaux d’une valeur allant jusqu’à CHF 500.- par événement et par employé sont exonérés. 

Repas

Les employeurs peuvent offrir des allocations de repas à leurs collaborateurs, exonérés d’impôts et de charges sociales jusqu’à CHF 180.- par mois, soit CHF 2’160.- par année. 

SBB ½ tarif

La prise en charge par l’employeur d’un abonnement demi-tarif pour les transports publics peut être considérée comme un avantage en nature et bénéficier d’une exonération fiscale.

Your partner for Flexible Benefits

It was in 2015 that Ivan Brustlein had the idea of launching Swibeco. At the time, he was a manager in a consulting firm and wanted to find a solution for thanking his employees in a tense economic climate.

“The Swibeco project was born out of discussions with my teams. They were the ones who came up with the idea of offering benefits such as meal vouchers or discounts on leisure activities. At a time when salary increases were extremely limited, we had to find creative ways of rewarding and motivating employees. The desire to develop a tax-exempt benefits offering became a no-brainer!” Ivan Brustlein — Fondateur & CEO  

An evolution parallel to those of the work world

Swibeco, where people come first!

People are at the heart of our company: in our innovative solutions, in our daily relationships with you, and in our team of over 60 employees.

Board of Directors

Ivan Brustlein, Fondateur & CEO de Swibeco

Ivan Brustlein

CEO & Founder

Dominique Kasper, Head of Property & Casualty at AXA

Dominique Kasper

Head of Property & Casualty at AXA

Jean-Yves Bieri, CFO at Maus Frères SA, administrateur Swibeco

Jean-Yves Bieri

CFO at Maus Frères SA

Alain Salamin, HR Expert, Entrepreneur, Consultant chez Swibeco

Alain Salamin

HR Expert, Entrepreneur, Consultant

Alexis De Font-Réaulx, Directeur de Swibeco

Alexis De Font-Réaulx

Chief Operations Officer

Management

Ivan Brustlein, Fondateur & CEO de Swibeco

Ivan Brustlein

CEO & Founder

Alexis De Font-Réaulx, Directeur de Swibeco

Alexis De Font-Réaulx

Chief Operations Officer

Sarah Moussouni

Chief Technology Officer

Stéphane Henchoz, Chief Financial Officer, Swibeco

Stéphane Henchoz

Chief Financial Officer

Nicolas Babot, Head of Products, Swibeco

Nicolas Babot

Chief Product Officer

Caroline Piper, Chief Commercial Officer, Swibeco

Caroline Piper

Chief Commercial Officer

Mara Pasquali

Chief Marketing Officer

Laure-Marie Lestang

Head of Ecommerce & Category Management

Our Team

Based in Lausanne and Zürich, our team is dedicated to delivering an innovative digital solution that simplifies the management of your employee benefits. Swibeco is first and foremost a platform designed by people, for people.

Switzerland is divided into several linguistic regions. To offer you the quality of service you expect, we know it’s essential to be able to communicate in the same language. That’s why our employees are fluent in French, German, Italian and English.

Would you like to join a dynamic team and a constantly evolving company?

Please take a look at our current openings or send us an e-mail at jobs@swibeco.ch 

Consult our offers

Sales

Your direct contacts for presenting our services at demos and trade shows, they’ll take care of putting together a tailor-made offer for you.

Client Success

Dedicated to supporting our customers, the team ensures that every company gets the most out of our solutions, with personalized, responsive support.

Partnerships

They are the ones who work tirelessly to find the best offers and partners to propose on our benefits platform.

Finance

The finance department handles accounting, billing and financial compliance, ensuring transparent and efficient management.

Product

They’re the ones who design and optimize our platforms, to deliver more intuitive, high-performance solutions.

Marketing

The marketing team is dedicated to delivering clear, transparent and easily accessible communication for you and your employees.

Operations

They ensure that our services run smoothly on a daily basis, and that every process runs seamlessly and efficiently.

Technology

The IT department is constantly developing and improving our SaaS platform, guaranteeing a fluid, secure and innovative user experience.

A Swiss company that understands market requirements

Swiss-made is a guarantee of quality throughout the world. And we’re determined to reflect this in our services and our relationships with our customers and partners.

Our aim is to offer our customers total transparency and a reliable, compliant and secure platform. All the while offering innovative and long-term solutions.

Logo ARIF - Association romande des intermédiaires financiers

Excellence at the core of our values

“Excellence is our priority – impact is our measure”

Every solution we develop is designed to deliver maximum value to companies and their employees. We measure our success not only by our growth, but above all by the tangible impact our services have on the well-being of employees and the efficiency of HR teams.

“Together, we’re stronger and we celebrate success”

We believe that collaboration is the key to success. Internally, we foster cohesion and collaborative dynamics, encouraging mutual support and creativity, to deliver the best possible service. With our customers and partners, we foster team spirit and open dialogue to co-create the best solutions.

“Reliability, transparency and accountability in every interaction”

To offer you personalized support that meets and anticipates your needs, we make it a priority to guarantee secure processes, strict compliance with legal standards and transparent communication. Establishing a bond of trust with our customers is essential to achieving a “win-win” partnership.

“We strive for progress and innovation”

To keep pace with the changing world of work and its challenges, we do our utmost to offer an innovative service and a high-performance platform that meets companies’ needs. We go the extra mile and use new technologies to satisfy our drive to go above and beyond.

“Yes, we care!”

At a time when environmental issues are at the heart of our society, Swibeco is committed to offering responsible solutions. Flexible Benefits promote soft mobility and sustainable gifts to meet the challenges of our society and the objectives of CSR companies.

SEF.Growth

The SEF.Growth label is awarded by the Swiss Economic Forum. This distinction is reserved for Swiss companies with strong development potential, and gives them access to a network of experts and investors to accelerate their growth. It recognizes the solidity of Swibeco’s business model, its capacity for innovation and sustainable development.

Scale Up Vaud 

Swibeco is a member of Scale Up Vaud, an initiative backed by Innovaud to support Swiss startups and scale-ups with high potential. This label is a guarantee of stability and performance, bringing together fast-growing companies with a strong impact on the local economy.

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GDPR

Garantiamo una gestione rigorosa e sicura dei dati personali dei nostri utenti. Ci impegniamo a garantire riservatezza e trasparenza, assicurando ai nostri clienti che i loro dati sono trattati in modo responsabile e nel pieno rispetto delle normative europee.

GDPR

We guarantee rigorous and secure management of our users' personal information. We are committed to confidentiality and transparency, assuring our customers that their data is handled responsibly and in full compliance with European regulations.

GDPR

Wir garantieren einen sorgfältigen und sicheren Umgang mit den persönlichen Daten unserer Nutzer. Wir verpflichten uns zu Vertraulichkeit und Transparenz und versichern unseren Kunden, dass ihre Daten verantwortungsbewusst und in vollständiger Übereinstimmung mit der europäischen Gesetzgebung behandelt werden.

ISO 27001

Protecting sensitive data is one of our top priorities. Our international ISO 27001 certification defines best practice in cybersecurity risk management. It guarantees that we apply strict protocols to prevent threats and ensure the integrity of our customers' and partners' information.

https://www.iso.org

ARIF

ARIF is a Swiss self-regulatory body recognised by the Swiss Financial Market Supervisory Authority FINMA. Its function consists in ensuring that the financial intermediaries affiliated to it comply with their relevant obligations.

We are committed to the highest standards of financial compliance and anti-money laundering by being a member of the Association Romande des Intermédiaires Financiers. This label assures our customers and partners that our processes comply with Swiss legal requirements, offering greater transparency and security in the management of financial benefits.

https://arif.ch/en/

ISO 27001

Der Schutz sensibler Daten hat für uns höchste Priorität. Die internationale ISO 27001-Zertifizierung legt die besten Praktiken im Risikomanagement für Cybersicherheitsrisiken fest. Sie stellt sicher, dass wir strenge Protokolle anwenden, um Risiken vorzubeugen und die Integrität der Informationen unserer Kunden und Partner zu gewährleisten.

https://www.iso.org

ARIF

Die ARIF ist eine schweizerische Selbstregulierungsorganisation, die durch die Eidgenössische Finanzmarktaufsicht FINMA anerkannt ist. Ihre Rolle besteht darin, dafür zu sorgen, dass die ihr angeschlossenen Finanzintermediäre ihre diesbezüglichen Verpflichtungen einhalten.

Als Mitglied der Association Romande des Intermédiaires Financiers verpflichten wir uns zu den höchsten Standards in Bezug auf finanzielle Compliance und die Bekämpfung von Geldwäsche. Dieses Gütesiegel garantiert unseren Kunden und Partnern, dass unsere Prozesse den gesetzlichen Anforderungen der Schweiz entsprechen, und dadurch eine erhöhte Transparenz und Sicherheit in der Verwaltung finanzieller Benefits.

https://arif.ch/de

ARIF

L’ARIF è un organismo di autoregolazione svizzero riconosciuto dall’Autorità federale di vigilanza sui mercati finanziari FINMA. Il suo ruolo è di vigilare sull’osservanza degli obblighi in materia da parte degli intermediari finanziari che le sono affiliati.

In qualità di membro dell'Association Romande des Intermédiaires Financiers, ci impegniamo a rispettare gli standard più elevati in termini di conformità finanziaria e lotta al riciclaggio di denaro. Questo marchio di qualità garantisce ai nostri clienti e partner che i nostri processi sono conformi ai requisiti legali svizzeri, aumentando così la trasparenza e la sicurezza nella gestione dei benefici finanziari.

https://arif.ch/it

ISO 27001

La protezione dei dati sensibili è una delle nostre principali priorità. La certificazione internazionale ISO 27001 definisce le migliori prassi nella gestione del rischio di sicurezza informatica. Garantisce l'applicazione di protocolli rigorosi per prevenire le minacce e assicurare l'integrità delle informazioni dei nostri clienti e partner.

https://www.iso.org

RGPD

Nous garantissons une gestion rigoureuse et sécurisée des informations personnelles de nos utilisateurs. Nous nous engageons envers la confidentialité et la transparence, assurant à nos clients que leurs données sont traitées de manière responsable et en totale conformité avec la réglementation européenne. 

ISO 27001

Nous plaçons la protection des données sensibles tout en haut de nos priorités. La certification internationale ISO 27001 définit les meilleures pratiques en matière de gestion des risques liés à la cybersécurité. Elle garantit que nous appliquons des protocoles stricts pour prévenir les menaces et assurer l’intégrité des informations de nos clients et partenaires.

https://www.iso.org/

ARIF

L’ARIF est un organisme d’autorégulation suisse reconnu par l’Autorité fédérale de contrôle en matière de lutte contre le blanchiment d’argent. Son rôle est de veiller à ce que les intermédiaires financiers qui lui sont affiliés respectent leurs obligations en la matière.

Nous nous engageons envers les standards les plus élevés en matière de conformité financière et de lutte contre le blanchiment d’argent en étant membre de l’Association Romande des Intermédiaires Financiers. Ce label assure à nos clients et partenaires que nos processus respectent les exigences légales suisses, offrant ainsi une transparence et une sécurité accrues dans la gestion des avantages financiers. 

https://arif.ch