Benefits Platform

The digital one-stop-shop for managing your benefits

Swibeco centralises all your employee benefits easily and efficiently. Including administration and automatic rewards, all completely tax free.

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Financial well-being

Engage your staff with a tangible increase in purchasing power

Permanent discounts that make a difference! Whether it's food, fashion, insurance, multimedia, cars, travel or gas, we have what your employees want. And our points system, 100% exempt from social security contributions and taxes, will also increase their financial well-being.

Full flexibility

You provide benefits, your employees choose how to use them

Reward your employees with Swipoints. They can use them to pay for discounted purchase vouchers on the platform or choose to transfer the amount to their 3rd pillar account, charge a Reka card or make donations. Letting employees use their points according to their needs and desires is what Swibeco's "flexible benefits" is all about.

Outsourcing

Outsource negotiation, integration and monitoring of new partners

When you choose Swibeco, your benefits options are constantly updated. We take care of negotiating, integrating and monitoring new offers, as well as getting the word out. You can also transfer free of charge all of your current benefits to your Swibeco platform.

White label

You can easily customise the Swibeco portal with your corporate colours, images and logo, providing a familiar experience for your employees. All in just a few clicks!

No installation required

Everything happens on the Cloud, making it fully compatible with your current systems. No installation or new technology! You even get a unique, personalised URL.

Secure

With highly secure servers based in Switzerland, we guarantee worry-free data processing. We own 100% of our technology and do not transfer any of your data.

Integration with HR systems

To make administration of the platform more efficient, our Swibeco solution can be easily integrated with any existing HR Information System (HRIS).

Compatible with all devices

Keep your benefits at your fingertips with a platform accessible at all times on our website as well as our iOS & Android apps.

Customer support

We help you roll out your new benefits programme and tell your employees about it. Our dedicated team provides support as you develop your employer brand.

Points System

Swipoints

Give out Swipoints as rewards or gifts. Your employees can then use these 100% tax-free points to pay for a wide range of benefits. How they use their points is up to them. They can buy discounted vouchers, transfer the amount to their 3rd pillar account, charge their Reka card or make donations.

Fully tax free

Swipoints are considered gifts under article 3 of the Swiss Salary Statement Guide. As long as you give out Swipoints for events where you can reasonably expect to receive a gift and the value does not exceed CHF 500.- per gift and occasion, you don’t even need to declare them on the salary statement. By law, you are allowed to accumulate several gifts per year and per employee with a value of up to CHF 500.- each.

Flexible Benefits

Our points system offers flexibility and customisation options. Each employee gets to decide exactly how they use their points. And that's what makes Swibeco benefits flexible!

Calculate your savings potential
Types of offers

Everyone loves discounts and saving money

We have something for everyone: multimedia, fashion, telephony services, sports, food, gas, travel and much more. Swibeco offers deals from over 150 top cooperation partners, always at the best conditions.

Permanent deals

Discounts offered by our partners range from 5% to 35%, using promo codes or gift cards, valid all year round.

Flash deals

With short-term discounts of up to 75%, your employees enjoy even better savings on a regular basis.

In-house deals

If you have already negotiated benefits with local partners, you can add them to your platform; they will only be accessible to your staff.

Charity programme

Do some good and let your employees support the causes they love with our Charity programme.

Just a few of our partners

Calculate your savings potential

How much could you save with Swipoints?

Use our simulator to calculate how much you and your employees could save by giving Swipoints as gifts for special occasions such as birthdays, anniversaries, Christmas, etc.

How large is your organisation?

Indicate your total number of employees and find out how much you could save in just a few clicks.

How much do you want to give your employees each year?

With Swipoints, you can reward your employees with up to CHF 500.- each per event (you can schedule multiple events per year). This amount is 100% exempt from social security contributions and taxes.

info-iconQualifying events

Are considered as events occasions such as: birthdays, work anniversaries, jubilees, welcome gifts, Christmas.

CHF/employee
Event(s) per year
CHF /year per employee
CHF XXX

Employer

-CHF XXX

Employee

+CHF XXX

*These calculations are based on the following values: employee’s social security contributions 15%, employer’s social security contributions 20% and marginal tax rate (federal, cantonal, municipal) 30%. Non-contractual calculations

Customise your estimate with your company's data

Social security contributions

Enter your employer and employee social security contributions

%
%

Tax rate

Enter your employees’ average marginal tax rate

info-iconEstimate your marginal tax rate

View tax rates of your canton.

Click here
%

Average annual salary

Enter the average gross annual salary of your employees.

CHF
CHF XXX

Employer

-CHF XXX

Employee

+CHF XXX
+XXX
logo AXA

Free for AXA's occupational benefits clients

Bonus for AXA customers

AXA occupational benefits customers (BVG/LPP) can use the Swibeco benefits platform free of charge. Companies with no occupational benefits contract get a 25% discount.

* Discounts do not apply to the Swibeco Lunch Card

Easy access via myAXA

You can access the platform easily and integrate company and personal data quickly using your myAXA login (www.myaxa.ch).

3 easy steps

Starting to save money with the Swibeco is very easy. Give access to your employees and make them happy!

Invite employees
Enjoy the benefits
Offering gifts

Start inviting your employees to use their many benefits

Through the Swibeco platform, you can trigger an email invitation to all of your employees so that they can take advantage of the wide range of benefits that you offer them.

Sustainable savings begin

With Swibeco’s exclusive deals negotiated with many major retailers, your employees get preferential treatment, increasing their purchasing power all year round.

It’s so easy to make them happy

When you reward your employees with Swipoints — our points system that is entirely exempt from social security contributions and taxes — you not only give them additional purchasing power, but also the ability to choose how to use their points.

Start your digital HR transformation

Find out how Swibeco can help you manage your HR benefits and effectively engage your employees. With nothing to install on your end!

Book a demo