Engage your staff with a tangible increase in purchasing power
Permanent discounts that make a difference! Whether it's food, fashion, insurance, multimedia, cars, travel or gas, we have what your employees want. And our points system, 100% exempt from social security contributions and taxes, will also increase their financial well-being.
You provide benefits, your employees choose how to use them
Reward your employees with Swipoints. They can use them to pay for a variety of discounted purchase vouchers on the platform or choose to charge a Reka card. Letting employees use their points according to their needs and desires is what Swibeco's "flexible benefits" is all about.
Outsource negotiation, integration and monitoring of new partners
When you choose Swibeco, your benefits options are constantly updated. We take care of negotiating, integrating and monitoring new offers, as well as getting the word out. You can also transfer free of charge all of your current benefits to your Swibeco platform.
You can easily customise the Swibeco portal with your corporate colours, images and logo, providing a familiar experience for your employees. All in just a few clicks!
No installation required
Everything happens on the Cloud, making it fully compatible with your current systems. No installation or new technology! You even get a unique, personalised URL.
With highly secure servers based in Switzerland, we guarantee worry-free data processing. We own 100% of our technology and do not transfer any of your data.
Integration with HR systems
To make administration of the platform more efficient, our Swibeco solution can be easily integrated with any existing HR Information System (HRIS).
Compatible with all devices
Keep your benefits at your fingertips with a platform accessible at all times on our website as well as our iOS & Android apps.
We help you roll out your new benefits programme and tell your employees about it. Our dedicated team provides support as you develop your employer brand.
Give out Swipoints as rewards or gifts. Your employees can then use these 100% tax-free points to pay for a wide range of benefits. How they use their points is up to them. They can buy discounted vouchers from a variety of brands or charge their Reka card.
Fully tax free
Swipoints are considered gifts under articles 2156, 2157 and 2158 in the “Directive on the determining salary in the AHV, IV and EO” of the Federal Social Insurance Office and article 3 in the “Guide to the preparation of the salary certificate and the pension certificate” of the Federal Tax Administration. As long as you give out Swipoints for recurring and non-recurring events where you can reasonably expect to receive a gift and the value does not exceed CHF 500.- per occasion, you don’t even need to declare them on the salary statement. By law, you are allowed to accumulate several gifts per year and per employee. More details in the applicable legal framework below.
We have something for everyone: multimedia, fashion, telephony services, sports, food, gas, travel and much more. Swibeco offers deals from over 150 top cooperation partners, always at the best conditions.
Discounts offered by our partners range from 5% to 35%, using promo codes or gift cards, valid all year round.
With short-term discounts of up to 75%, your employees enjoy even better savings on a regular basis.
If you have already negotiated benefits with local partners, you can add them to your platform; they will only be accessible to your staff.
Your employees benefit from permanent discounts at the most popular shops in Switzerland: Coop, Migros, Manor, Zalando, IKEA, Digitec, H&M and many more.
Some partner brands that offer permanent discounts
Calculate your savings potential
How much could you save with Swipoints?
Use our simulator to calculate how much you and your employees could save by giving Swipoints as gifts for special occasions such as birthdays, anniversaries, Christmas, etc.
How large is your organisation?
Indicate your total number of employees and find out how much you could save in just a few clicks.
How much do you want to give your employees each year?
With Swipoints, you can reward your employees with up to CHF 500.- each per event (you can schedule multiple events per year). This amount is 100% exempt from social security contributions and taxes.
Are considered as events occasions such as: birthdays, work anniversaries, jubilees, welcome gifts, Christmas.
Event(s) per year
CHF /year per employee
*These calculations are based on the following values: employee’s social security contributions 15%, employer’s social security contributions 20% and marginal tax rate (federal, cantonal, municipal) 30%. Non-contractual calculations
Customise your estimate with your company's data
Social security contributions
Enter your employer and employee social security contributions
Without additional costs for companies with AXA OPA or DSB contract
Bonus for AXA customers
The use of the Swibeco benefits platform is inclusive for customers with occupational benefits (OPA) or daily sickness benefits insurance (DSB) from AXA. Companies with no OPA or DSB contract get 25% off*.
* Discounts do not apply to the Swibeco Lunch Card
Easy access via myAXA
You can access the platform easily and integrate company and personal data quickly using your myAXA Admin login (www.myaxa.ch). Simply register your company, select your employees, customise your portal and off you go!
Starting to save money with the Swibeco is very easy. Give access to your employees and make them happy!
Enjoy the benefits
Start inviting your employees to use their many benefits
Through the Swibeco platform, you can trigger an email invitation to all of your employees so that they can take advantage of the wide range of benefits that you offer them.
Sustainable savings begin
With Swibeco’s exclusive deals negotiated with many major retailers, your employees get preferential treatment, increasing their purchasing power all year round.
It’s so easy to make them happy
When you reward your employees with Swipoints — our points system that is entirely exempt from social security contributions and taxes — you not only give them additional purchasing power, but also the ability to choose how to use their points.