Flexible Benefits
We know your time is precious. That’s why we’ve consolidated all our employee benefits, also known as Flexible Benefits or Fringe Benefits, into a single platform and dedicated card to simplify management and save you time. Now you can finally get the most out of them.
Make a difference with Flexible Benefits
As an HR department, manager or company director, you know that attracting, motivating and retaining employees is a major challenge in today’s job market. Employees’ expectations and needs are evolving, challenging established norms.
Today, salary is no longer enough. This is where extra-salary benefits come into play!
Discover our offer
Mobility
Benefits that ease daily commutes and enhance flexibility.
– As of October 2025
Leisure
Allowances for a variety of leisure activities (employee participation required).
max. CHF 600.-/year
Tax free
– As of October 2025
Sustainable Gifts
Celebrate your employees by offering them lasting gifts worth CHF 500 per year for recurring events.
max. CHF 500.-/event
Tax free
– As of December 2025
Your company at the heart of your employees’ daily lives
With Flexible Benefits, your company supports its employees in all the key moments of their day: leisure activities, meals, commuting, sports. Your employees appreciate these improvements to their daily lives. They benefit from increased purchasing power and greater convenience.
By enhancing their well-being, you strengthen their satisfaction, commitment and attachment to your organization.
Laurie’s Day
08:00
Train to work
Mobility Budget
CHF 4.80
12:15
Lunch
Lunch Budget
CHF 10.45
18:00
Crossfit training
Health & Well-being Budget
CHF 29.00
20:30
Movie Night
Leisure Budget
CHF 72.00
Flexible Benefits that meet your company’s objectives
Employee benefits play a key role in your company’s CSR strategy.
Firstly, you improve the financial well-being and purchasing power of your employees through solutions that are exempt from taxes and social security contributions. In this way, you contribute to a better quality of life at work and fairer remuneration.
What’s more, our solutions encourage more responsible practices. Soft mobility, SBB half-fare travel and sustainable gifts are all part of an approach to reducing environmental impact.
By integrating these employee benefits into your HR policy, you are committing your company to an approach that is both socially responsible and economically advantageous.
Choosing Swibeco’s Flexible Benefits,
gives returns fourfold
Give your employees the freedom to spend their assets according to their needs. With the Swibeco Card and the benefits platform, they have access to numerous points of sale to suit their lifestyle. A modular solution that adapts to all profiles and boosts your teams’ satisfaction.
Thanks to Benefits Manager, the centralized employee benefits management interface, your HR department optimizes its time and improves day-to-day efficiency. Benefits distribution and monitoring are simplified, allowing you to focus on the essentials and reduce your administrative workload.
Most Flexible Benefits are tax-exempt under Swiss law. This means increased purchasing power for employees and optimized costs for the company. A win-win solution that maximizes the impact of the benefits without increasing the payroll.
Employees who feel valued are more committed to their work. By offering benefits that are tangible and useful on a day-to-day basis, your company increases its attractiveness, boosts loyalty and stands out as an employer who cares about the well-being of its teams.
An all-in-one solution for 24/7 access to benefits
At Swibeco, we favor the digitalization of our services for two simple reasons:
It responds to current consumer habits, which tend to centralize all our daily activities in a smartphone that’s always at hand.
We prioritize responsible solutions, thus avoiding the unnecessary production of physical materials.
All benefits can be found in two easy-to-use solutions:
The Swibeco Card
With the largest acceptance network in Switzerland, the Swibeco Card can be used just like any other prepayed credit card. Whether you have chosen one or several Flexible Benefits, all budgets are centralized on the same card. They can be used at all merchants using VISA, according to their categorization.
The card is compatible with Apple Pay and Google Pay.
The Swibeco App
Your employees can find all their benefits on a single platform: the Swibeco application. Always at your fingertips, you can check your Swibeco Card balance and transactions.
It’s also here that Swipoints gifts and rewards can be redeemed at over 250 leading retailers.
