Flexible benefits

Health and Well-being

Well-being at work comes from a balance of physical health, mental calm, and healthy lifestyle habits. Exercise, self-care and relaxation all contribute to a better quality of life, both at home and at work. Maintaining this balance also boosts employee engagement and motivation.

Boost your employees’ health and well-being

Support your teams’ physical and mental health by offering them a health and wellness allowance. This amount is credited to their Swibeco Card monthly and can be used freely to fund wellness-related services or products, such as sports activities, yoga classes, massages, therapy sessions, visits to medical centers, wellness equipment and apps, etc.

This simple solution supports work-life balance while also boosting employee engagement.

For the employer

  • Strengthens your employer brand by demonstrating a clear commitment to employee well-being
  • Boosts motivation and retention with a tangible and appreciated benefit
  • Supports health and productivity through an easy-to-implement preventive approach
  • No extra admin work: everything is handled automatically via the management platform

For the employees

  • A monthly budget to use for a wide range of wellness-related services
  • Better quality of life and support for both physical and mental health
  • Simple payments, online or in-store, using the Swibeco Card like a debit card
  • Flexible access to wellness providers across Switzerland via the VISA network
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Switzerland’s largest wellness acceptance network

The Swibeco Card is accepted across the entire VISA network, enabling your employees to spend their health and wellness budget at thousands of locations throughout Switzerland, including gyms, fitness centres, spas, therapists’ offices, pharmacies, opticians, health food stores, clinics, and much more. Everyone is free to choose what contributes to their well-being according to their needs and lifestyle.

Unlike direct deposits into bank accounts, this budget can only be used at health and wellness providers. This ensures that the funds are dedicated exclusively to supporting your employees’ physical and mental well-being.

Simple payments, real-time tracking 

The Swibeco Card is compatible with Apple Pay and Google Pay for quick and secure contactless payments, both online and in-store. The physical card is still available, of course.

Your employees can view their balance and expenses in real time from their personal space on the Swibeco mobile app, allowing them to manage their well-being budget easily and independently.

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Well-being at work is also about a significantly reduced administrative burden!

Compared to a salary-paid allowance, providing a health and well-being budget via the Swibeco Card is a more advantageous alternative.

The allowance is paid into the bank account 

High administrative burden

Limited control over how the paid amounts are used

The money is perceived as a supplement of the salary and often spent on everyday expenses (e.g. rent, insurance) current expenses (rent, insurance, etc.) 

Low impact on employer branding

Swibeco Card

Automated payment of amounts 

Use restricted to health and wellness brands 

The employees chooses where and when to use their health and well-being allowance, tailored to individual needs

Frequent usage reinforces the visibility and value of the company’s benefit

In 3 simple steps to an attractive employer brand 

Book a free demo and talk to our team about how to integrate the health and wellness allowance into your benefits policy.

Choose the amount to credit to your employees and the frequency in Benefits Manager, our employee benefits management interface.

Your employees can use their Swibeco Card to pay directly for their wellness purchases. no expense reports for your administrative teams to manage.

Centralized and 100% digital management

Our Flexible Benefits reduce the administrative burden for businesses. With the Benefits Manager, your employee benefits management platform, you can manage all your employee benefits from a single tool.

Automated payments

Remove a task from your monthly to-do list by defining the amount to be allocated once. It will then be credited to your employees’ Swibeco Cards automatically at the desired frequency. This saves time and improves reliability.

Flexibility at the heart of your employee benefits policy 

The health & wellness budget is part part of a wider range of extra-salary- benefits. From mobility to meals, gifts, bonuses, and leisure – create a tailored program that aligns with your employees’ needs and the objectives of your company.

Discover other Flexible Benefits

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a demo

GDPR

Garantiamo una gestione rigorosa e sicura dei dati personali dei nostri utenti. Ci impegniamo a garantire riservatezza e trasparenza, assicurando ai nostri clienti che i loro dati sono trattati in modo responsabile e nel pieno rispetto delle normative europee.

GDPR

We guarantee rigorous and secure management of our users' personal information. We are committed to confidentiality and transparency, assuring our customers that their data is handled responsibly and in full compliance with European regulations.

GDPR

Wir garantieren einen sorgfältigen und sicheren Umgang mit den persönlichen Daten unserer Nutzer. Wir verpflichten uns zu Vertraulichkeit und Transparenz und versichern unseren Kunden, dass ihre Daten verantwortungsbewusst und in vollständiger Übereinstimmung mit der europäischen Gesetzgebung behandelt werden.

ISO 27001

Protecting sensitive data is one of our top priorities. Our international ISO 27001 certification defines best practice in cybersecurity risk management. It guarantees that we apply strict protocols to prevent threats and ensure the integrity of our customers' and partners' information.

https://www.iso.org

ARIF

ARIF is a Swiss self-regulatory body recognised by the Swiss Financial Market Supervisory Authority FINMA. Its function consists in ensuring that the financial intermediaries affiliated to it comply with their relevant obligations.

We are committed to the highest standards of financial compliance and anti-money laundering by being a member of the Association Romande des Intermédiaires Financiers. This label assures our customers and partners that our processes comply with Swiss legal requirements, offering greater transparency and security in the management of financial benefits.

https://arif.ch/en/

ISO 27001

Der Schutz sensibler Daten hat für uns höchste Priorität. Die internationale ISO 27001-Zertifizierung legt die besten Praktiken im Risikomanagement für Cybersicherheitsrisiken fest. Sie stellt sicher, dass wir strenge Protokolle anwenden, um Risiken vorzubeugen und die Integrität der Informationen unserer Kunden und Partner zu gewährleisten.

https://www.iso.org

ARIF

Die ARIF ist eine schweizerische Selbstregulierungsorganisation, die durch die Eidgenössische Finanzmarktaufsicht FINMA anerkannt ist. Ihre Rolle besteht darin, dafür zu sorgen, dass die ihr angeschlossenen Finanzintermediäre ihre diesbezüglichen Verpflichtungen einhalten.

Als Mitglied der Association Romande des Intermédiaires Financiers verpflichten wir uns zu den höchsten Standards in Bezug auf finanzielle Compliance und die Bekämpfung von Geldwäsche. Dieses Gütesiegel garantiert unseren Kunden und Partnern, dass unsere Prozesse den gesetzlichen Anforderungen der Schweiz entsprechen, und dadurch eine erhöhte Transparenz und Sicherheit in der Verwaltung finanzieller Benefits.

https://arif.ch/de

ARIF

L’ARIF è un organismo di autoregolazione svizzero riconosciuto dall’Autorità federale di vigilanza sui mercati finanziari FINMA. Il suo ruolo è di vigilare sull’osservanza degli obblighi in materia da parte degli intermediari finanziari che le sono affiliati.

In qualità di membro dell'Association Romande des Intermédiaires Financiers, ci impegniamo a rispettare gli standard più elevati in termini di conformità finanziaria e lotta al riciclaggio di denaro. Questo marchio di qualità garantisce ai nostri clienti e partner che i nostri processi sono conformi ai requisiti legali svizzeri, aumentando così la trasparenza e la sicurezza nella gestione dei benefici finanziari.

https://arif.ch/it

ISO 27001

La protezione dei dati sensibili è una delle nostre principali priorità. La certificazione internazionale ISO 27001 definisce le migliori prassi nella gestione del rischio di sicurezza informatica. Garantisce l'applicazione di protocolli rigorosi per prevenire le minacce e assicurare l'integrità delle informazioni dei nostri clienti e partner.

https://www.iso.org

RGPD

Nous garantissons une gestion rigoureuse et sécurisée des informations personnelles de nos utilisateurs. Nous nous engageons envers la confidentialité et la transparence, assurant à nos clients que leurs données sont traitées de manière responsable et en totale conformité avec la réglementation européenne. 

ISO 27001

Nous plaçons la protection des données sensibles tout en haut de nos priorités. La certification internationale ISO 27001 définit les meilleures pratiques en matière de gestion des risques liés à la cybersécurité. Elle garantit que nous appliquons des protocoles stricts pour prévenir les menaces et assurer l’intégrité des informations de nos clients et partenaires.

https://www.iso.org/

ARIF

L’ARIF est un organisme d’autorégulation suisse reconnu par l’Autorité fédérale de contrôle en matière de lutte contre le blanchiment d’argent. Son rôle est de veiller à ce que les intermédiaires financiers qui lui sont affiliés respectent leurs obligations en la matière.

Nous nous engageons envers les standards les plus élevés en matière de conformité financière et de lutte contre le blanchiment d’argent en étant membre de l’Association Romande des Intermédiaires Financiers. Ce label assure à nos clients et partenaires que nos processus respectent les exigences légales suisses, offrant ainsi une transparence et une sécurité accrues dans la gestion des avantages financiers. 

https://arif.ch