Swipoints
Everything you need to know

What are Swipoints ?

Swipoints are credits you can use as a payment method on the Swibeco platform (10 Swipoints = CHF 1.-).

Your employer offers them as a gift, reward, within the Flexible Benefits programme, or as instant cashback on eligible offers.

You can pay all or part of your purchases with Swipoints.

Important : you can use Swibeco with or without Swipoints. Pay fully with Swipoints, only with your bank card or Twint, or combine both depending on your available balance.

The benefits of Swipoints

Unlike traditional company gifts, Swipoints let you buy exactly what you need or want, whenever it suits you – while enjoying Swibeco discounts.

Flexible

Easily used on a wide selection of offers, products and services on Swibeco.

Freedom of choice

Buy what you want, when you want, from a large variety of brands and categories.

Cumulative

Vouchers bought with Swipoints can, unless stated otherwise, be combined with ongoing partner offers.

How to get Swipoints

1 – Employer offer

Your company gives you Swipoints as a gift, reward or specific budget.

2 – Instant cashback

When buying a voucher from a cashback partner brand, you receive the discount amount immediately as Swipoints.

* Use the cashback filter on the left side to display only cashback offers.

Instant cashback

Instant cashback is credited as Swipoints right after you buy a voucher from partners such as Coop, Interdiscount, Fust or Ticketcorner.

The credit is automatically added to your Swibeco account right after your purchase – no action needed.

You can check your Swipoints balance and history anytime in your profile. These Swipoints are immediately available to pay all or part of your next purchase, combined with card or Twint if needed.

Instant cashback is valid for 2 years with no earning limit, giving you exclusive discounts on new partner brands.

How to use Swipoints

Log in to Swibeco, choose your offer and activate the filter on the left to show offers payable with Swipoints.

Generally, all vouchers and products sold directly on Swibeco accept Swipoints. However, they cannot be used for promo codes or similar offers.

Add items to your basket and proceed to checkout. You can use your Swipoints partially or fully at this stage.

Where to find your Swipoints

Your Swipoints balance is visible directly on Swibeco by clicking your profile icon at the top right. In the Swibeco mobile app, check under “Wallet” to see your current balance, full transaction history and expiry dates if applicable.

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GDPR

Garantiamo una gestione rigorosa e sicura dei dati personali dei nostri utenti. Ci impegniamo a garantire riservatezza e trasparenza, assicurando ai nostri clienti che i loro dati sono trattati in modo responsabile e nel pieno rispetto delle normative europee.

GDPR

We guarantee rigorous and secure management of our users' personal information. We are committed to confidentiality and transparency, assuring our customers that their data is handled responsibly and in full compliance with European regulations.

GDPR

Wir garantieren einen sorgfältigen und sicheren Umgang mit den persönlichen Daten unserer Nutzer. Wir verpflichten uns zu Vertraulichkeit und Transparenz und versichern unseren Kunden, dass ihre Daten verantwortungsbewusst und in vollständiger Übereinstimmung mit der europäischen Gesetzgebung behandelt werden.

ISO 27001

Protecting sensitive data is one of our top priorities. Our international ISO 27001 certification defines best practice in cybersecurity risk management. It guarantees that we apply strict protocols to prevent threats and ensure the integrity of our customers' and partners' information.

https://www.iso.org

ARIF

ARIF is a Swiss self-regulatory body recognised by the Swiss Financial Market Supervisory Authority FINMA. Its function consists in ensuring that the financial intermediaries affiliated to it comply with their relevant obligations.

We are committed to the highest standards of financial compliance and anti-money laundering by being a member of the Association Romande des Intermédiaires Financiers. This label assures our customers and partners that our processes comply with Swiss legal requirements, offering greater transparency and security in the management of financial benefits.

https://arif.ch/en/

ISO 27001

Der Schutz sensibler Daten hat für uns höchste Priorität. Die internationale ISO 27001-Zertifizierung legt die besten Praktiken im Risikomanagement für Cybersicherheitsrisiken fest. Sie stellt sicher, dass wir strenge Protokolle anwenden, um Risiken vorzubeugen und die Integrität der Informationen unserer Kunden und Partner zu gewährleisten.

https://www.iso.org

ARIF

Die ARIF ist eine schweizerische Selbstregulierungsorganisation, die durch die Eidgenössische Finanzmarktaufsicht FINMA anerkannt ist. Ihre Rolle besteht darin, dafür zu sorgen, dass die ihr angeschlossenen Finanzintermediäre ihre diesbezüglichen Verpflichtungen einhalten.

Als Mitglied der Association Romande des Intermédiaires Financiers verpflichten wir uns zu den höchsten Standards in Bezug auf finanzielle Compliance und die Bekämpfung von Geldwäsche. Dieses Gütesiegel garantiert unseren Kunden und Partnern, dass unsere Prozesse den gesetzlichen Anforderungen der Schweiz entsprechen, und dadurch eine erhöhte Transparenz und Sicherheit in der Verwaltung finanzieller Benefits.

https://arif.ch/de

ARIF

L’ARIF è un organismo di autoregolazione svizzero riconosciuto dall’Autorità federale di vigilanza sui mercati finanziari FINMA. Il suo ruolo è di vigilare sull’osservanza degli obblighi in materia da parte degli intermediari finanziari che le sono affiliati.

In qualità di membro dell'Association Romande des Intermédiaires Financiers, ci impegniamo a rispettare gli standard più elevati in termini di conformità finanziaria e lotta al riciclaggio di denaro. Questo marchio di qualità garantisce ai nostri clienti e partner che i nostri processi sono conformi ai requisiti legali svizzeri, aumentando così la trasparenza e la sicurezza nella gestione dei benefici finanziari.

https://arif.ch/it

ISO 27001

La protezione dei dati sensibili è una delle nostre principali priorità. La certificazione internazionale ISO 27001 definisce le migliori prassi nella gestione del rischio di sicurezza informatica. Garantisce l'applicazione di protocolli rigorosi per prevenire le minacce e assicurare l'integrità delle informazioni dei nostri clienti e partner.

https://www.iso.org

RGPD

Nous garantissons une gestion rigoureuse et sécurisée des informations personnelles de nos utilisateurs. Nous nous engageons envers la confidentialité et la transparence, assurant à nos clients que leurs données sont traitées de manière responsable et en totale conformité avec la réglementation européenne. 

ISO 27001

Nous plaçons la protection des données sensibles tout en haut de nos priorités. La certification internationale ISO 27001 définit les meilleures pratiques en matière de gestion des risques liés à la cybersécurité. Elle garantit que nous appliquons des protocoles stricts pour prévenir les menaces et assurer l’intégrité des informations de nos clients et partenaires.

https://www.iso.org/

ARIF

L’ARIF est un organisme d’autorégulation suisse reconnu par l’Autorité fédérale de contrôle en matière de lutte contre le blanchiment d’argent. Son rôle est de veiller à ce que les intermédiaires financiers qui lui sont affiliés respectent leurs obligations en la matière.

Nous nous engageons envers les standards les plus élevés en matière de conformité financière et de lutte contre le blanchiment d’argent en étant membre de l’Association Romande des Intermédiaires Financiers. Ce label assure à nos clients et partenaires que nos processus respectent les exigences légales suisses, offrant ainsi une transparence et une sécurité accrues dans la gestion des avantages financiers. 

https://arif.ch