Swibeco, your everyday benefit

Discover what’s in store for you

You increase your purchasing power

As an Avaloq employee, you have access to the Swibeco platform, which gives you access to the Shop, a space where you can save on your everyday spending thanks to permanent discounts and special offers from major brands.

How to log in

Daily savings for you

Average permanent discount by category

Food & beverages

  9%

Health & insurances

15%

Entertainment & culture

18%

Subscriptions and Communication

30%

Clothing & footwear

14%

Furniture and Electronics

11%

Source: Swibeco data. Main household spending categories in Switzerland according to the FSO.

Total savings potential for an active user

> CHF 1’500.-/year

CHF 125.-/month

A varied offer, adapted to all needs

Daily expenses

Multimedia and books

Home and Food

Sport and health

Fashion and beauty

Mobility

Travel and leisure

Insurance and finance

Permanent discounts

Enjoy permanent discounts from your favorite brands on everyday purchases: groceries, travel, clothing, and much more. Discounts range from 4% to 35%, depending on the partner brands.

Seasonal offers

Seasonal offers are time-limited or quantity-limited promotions, with discounts of up to 75%. Perfect for making exceptional savings, as long as you act quickly.

Combining discounts

Vouchers available on the Swibeco Shop can be combined with other discounts: during sales periods and when brands run promotions, you enjoy a double benefit and save even more.

Discounts from over 400 brands

How do I connect?

Accessing the Swibeco Shop couldn’t be simpler:

To get started, download the Swibeco App

The Swibeco App brings all your vouchers together in your pocket: view them, use them in-store and keep them always within reach.

Don’t miss out!

Turn on push notifications for the latest news and best offers, managed anytime in your account preferences.

How do transactions work on our platform?

All payment methods are accepted

You have several options for paying for your purchases on our Swibeco Shop.
You can use all standard payment methods: TWINT, Visa, Mastercard, or My Swibeco Credit.

What is My Swibeco Credit?

Money you accumulate through cashback on your purchases (for example at Coop) and through Swibeco contests.


How it works
My Swibeco Credit is used like a standard payment method, can be combined with other payment methods (TWINT, Visa, or Mastercard), and is valid on all discounted offers.

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GDPR

We guarantee rigorous and secure management of our users' personal information. We are committed to confidentiality and transparency, assuring our customers that their data is handled responsibly and in full compliance with European regulations.

ISO 27001

Protecting sensitive data is one of our top priorities. Our international ISO 27001 certification defines best practice in cybersecurity risk management. It guarantees that we apply strict protocols to prevent threats and ensure the integrity of our customers' and partners' information.

https://www.iso.org

ARIF

ARIF is a Swiss self-regulatory body recognised by the Swiss Financial Market Supervisory Authority FINMA. Its function consists in ensuring that the financial intermediaries affiliated to it comply with their relevant obligations.

We are committed to the highest standards of financial compliance and anti-money laundering by being a member of the Association Romande des Intermédiaires Financiers. This label assures our customers and partners that our processes comply with Swiss legal requirements, offering greater transparency and security in the management of financial benefits.

https://arif.ch/en/