Welcome to Gifts and My Swibeco Credit

A redesigned experience to better enjoy your benefits

Welcome to Gifts and My Swibeco Credit

From January 2026

Swipoints are renamed for a simpler experience

Two separate budgets: Gifts and My Swibeco Credit

New assortment to treat yourself with your gifts: The Selection

Discounts on all gift vouchers remain available with My Swibeco Credit or any other payment method (VISA, Mastercard, TWINT)

Focus on Gifts

Because some occasions deserve to be celebrated, your employer offers you a special amount to mark an important moment: a birthday, an anniversary, an achievement, a significant life milestone.

How it works

Use it in The Selection and treat yourself to what truly pleases you.

You can also use your Gifts on the platform’s usual brands, without benefiting from permanent discounts on vouchers.

Focus on My Swibeco Credit

Money that you accumulate through cashback on your purchases and Swibeco competitions.

How it works

Use this amount freely on the platform, such as with TWINT, VISA or Mastercard.

My Swibeco credit is used like a classic payment method, can be combined with other payment methods and is valid on all offers with permanent discounts.

A new assortment to treat yourself

Your Swibeco platform is enhanced with the arrival of The Selection.

Discover a unique collection of products, experiences and gift vouchers, carefully selected to delight you: travel, wellness, gastronomy, leisure, high-tech and more.

You access this section when you have a Gift amount available.

Take advantage of this offer starting from CHF 50.-

Offers are indicative and non-binding

Be the first to know about the launch of The Selection and all new updates by subscribing to the newsletter.

FAQ – All the answers to your questions about the evolution of Swipoints

The term Swipoints is being discontinued, and they will be entirely allocated between My Swibeco Credit and Gifts based on their origin. You therefore lose nothing: your existing balances remain available in a simpler and more flexible format.

Your employer may offer you a gift amount on the occasion of a special event (birthday, anniversary, achievement, celebration, etc.). This amount is credited directly to your Swibeco account under the Gifts section.

You can boost your credit by taking advantage of cashback offers on the platform or by winning prizes in Swibeco competitions.

This credit can then be used as a standard payment method on the platform, just like TWINT, VISA, or Mastercard. It cannot be requested as a cash payment.

Your Gift budget gives you access to The Selection , a unique collection of products, experiences and gift vouchers carefully selected and available only to Gift amount beneficiaries.

No, access to The Selection is active as long as a Gifts balance is available on your account.

Check your balances and transactions at any time in the My Account section on the platform or via the Swibeco mobile app (Apple Store and Google Play).

You will also receive a quarterly report detailing the benefits offered by your employer.

Yes, each amount has an expiry date.

Gifts are valid for 24 months from the date they are awarded.
When transferring your 2025 Swipoints, the expiry date for the amounts transferred on 31.12.2025 is set at 31.12.2027 at 23:59. You will therefore be able to use them until that date.
My Swibeco credit from cashback or Swibeco competitions is valid for 24 months from the date of purchase.

You will receive an email reminder 7 days before they expire.

The Gift amount can be used on The Selection , physical products, and vouchers (without discounts). You still have the option to purchase discounted vouchers for your favorite brands using your own payment methods (VISA, Mastercard, TWINT), including My Swibeco Credit .

My Swibeco credit is used like a classic payment method on the platform, combinable with other payment methods (TWINT, VISA, Mastercard), to take advantage of exclusive discounts.

When you leave your employer, access to the Swibeco Platform is deactivated, you will no longer have access to the Gifts and My Swibeco credit amounts.

You can complete the payment with My Swibeco credit or another payment method accepted on the platform (TWINT, VISA, Mastercard).

Yes, but without the permanent discounts. However, you still benefit from product discounts. You can purchase discounted vouchers using your own payment methods: My Swibeco Credit , TWINT, VISA, and Mastercard.

Cashback is an amount you receive for every purchase made through Swibeco at certain partner brands (mentioned in the partner’s description). This amount is credited to your Swibeco account .

No, all your Swipoints are automatically converted into My Swibeco credit or Gifts . You keep 100% of your assets.

Until now, your Swipoints worked on the basis of CHF 1.- = 10 Swipoints. With the new system, your budgets are directly expressed in francs: CHF 1.- of credit corresponds to CHF 1.- of Gifts or My Swibeco Credit. This simplification makes your budgets easier to understand and use.

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